Hausee — Canada's Home Buying Co-Pilot

Your step-by-step digital co-pilot to navigate the complex Canadian home buying process. Educate yourself, simulate detailed financial scenarios, match with pre-vetted real estate agents, and receive cash back.

First-Time Home Buyer Programs in Canada

The Canadian government provides several key grants, rebates, and programs specifically to help first-time buyers transition from renting to owning.

Major Programs Available:

  • First Home Savings Account (FHSA): A tax-free savings tool allowing up to $40,000 in lifetime tax-deductible contributions and tax-free withdrawals.
  • Home Buyers' Plan (HBP): Withdraw up to $60,000 from your RRSP tax-free, with a 15-year repayment grace period.
  • Land Transfer Tax Rebates: In Ontario, first-time buyers can receive a provincial rebate of up to $4,000, and a municipal Toronto rebate of up to $4,475, significantly lowering closing transaction fees.